Common Scams Targeting Seniors
Seniors are often targeted by scammers because they may have accumulated savings, own property, and sometimes live alone. Being aware of common fraud types is the first step to protection.
Types of Fraud:
- Phishing Scams: Fraudulent emails, calls, or messages designed to steal personal information.
- Investment Fraud: Promises of high returns with little or no risk, often leading to significant losses.
- Medicare and Health Insurance Scams: Fake offers for free medical equipment, services, or insurance plans.
- Lottery and Sweepstakes Scams: Victims are told they won a prize but must pay fees to claim it.
- Romance Scams: Scammers create fake relationships to gain trust and money.
- Charity Scams: Fake charities asking for donations, especially after disasters.
- Home Repair Scams: Contractors demand payment upfront and never perform the work.
- Grandparent Scams: Scammers pretend to be a relative in urgent need of money.
How to Protect Yourself
Stay vigilant, never share personal information with strangers, verify offers independently, and report any suspicious activity to authorities immediately.